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Sneak Peek: Qapital Dream Team™


Qapital Dream Team™ is the ultimate way for couples to collaborate on their finances.  

Just invite a partner, team up, and meet money goals faster. You decide what’s shared and what’s private, always.


Who is Dream Team for?


Dream Team is for couples that want to manage their money together, but prefer to bank separately.  


How does Dream Team work?


Dream Team allows you to see all your savings and investment accounts in one place, so you can visualize your goals together. You set personal and combined financial goals, and fund your accounts using “rules”. You’ll get instant notifications of milestones and goal completions to keep you both on the same page. And you can instantly transfer money to your partner (and vice versa).


But you choose how much, or how little, you want to share. Qapital displays all of your individual and shared finances in one place, and you can decide how much information you want to share with your partner – from account balances to transaction history. 


And if you decide to fly solo, you can opt out of shared accounts anytime.


What can I use Dream Team for?


If you have a goal you’d like to fund with a partner (like a down payment on a new home) you can invite them to join you. You can both track your progress, see how much money you need to reach your goal, and track how your money grows over time. 


Ready to try Dream Team?


To get started with Dream Team, open the Qapital app and head over to the Profile tab. Tap on the section that says Dream Team. You will then be guided through a short setup where you’ll select which goals and permissions you’d like to share with your partner. The final step is to invite your partner. 


You can invite anyone you want, whether they already have Qapital or not!*  (If your partner is new to Qapital, don’t forget that you’ll each be eligible for the referral bonus when they join!**)


You’ll be notified once your partner accepts the invite. Once you confirm, you are all set!


*You must be a US resident over 18 and have a valid checking account supported by our data provider to open a Qapital account.


**See Terms and Conditions.

Qapital Dream Team™ enables you to share your Goals and Spending Account information with other Qapital account holders, such as family members. If you decide to do so, such Qapital account holders may import and view your account information. YOU ACKNOWLEDGE SOLE RESPONSIBILITY FOR AND ASSUME ALL RISK ARISING FROM SHARING ACCOUNT INFORMATION WITH OTHER QAPITAL USERS. QAPITAL IS NOT RESPONSIBLE FOR ANY CONSEQUENCE OF ANY USE OR DISCLOSURE OF YOUR ACCOUNT INFORMATION BY YOU OR ANY QAPITAL USER WITH WHOM YOU SHARE YOUR ACCOUNT INFORMATION. Dream Team also allows you to send money from your Qapital Spending Account to your Dream Team partner’s account at your initiation. You understand that when you send the payment, you will have no ability to stop or cancel it.