Put your money
where your heart is
The banking app that makes it easy to fund your future – while taking care of your now
Saving ‘just because’ is fine, but saving for something special is fun. Qapital helps you get there faster with Goals and Rules – two clever ways to supercharge your saving with little effort. Plus you can even team up with others to reach joint goals.
Qapital’s pre-built portfolios are ideal for budding investors – give us a timeline and amount and we’ll do the rest. We’ll even diversify your funds so you don’t have all your eggs in one basket.
A Qapital account opens up lots of powerful ways to work with your money, and to make your money work harder. Find your Spending Sweet Spot and achieve the perfect balance between what you want now, and what you want most.
Use our Payday Divvy to define your spending, rather than letting it define you. Divvy up significant deposits in a few taps to make sure you cover your commitments while funding your future.
Money Missions are fun challenges that help you think a bit deeper about your spending. You’ll unlock helpful insights into how you use your money now so you can use it better in the future.
Love this app!! It does all the work for you and NOW even has investing for people with just a bit to invest.
…you save up for what you want. It’s great. I love the additional features, such as the 52 week savings or create your own rule. The customer service support is awesome too!
I love using this app because it allows my boyfriend and I to save for things that are most important! We have two savings together and I have one for myself and because of the rules I have set up for each goal, Qapital puts a decent amount into each savings goal! I LOVE IT
“Qapital offers portfolios that match the length of the goal with how to invest…What’s the advantage of the goals-based approach? It helps temper spending.”Read article
“Using certain principles of behavioral economics, Qapital tries to encourage users to save money towards goals and make better financial choices overall.”Read article
“Qapital has helped millennials save money. Now it wants to help them invest.”Read article