Banking designed with your goals in mind.
Qapital is a new way to bank that lets you save for the things you want, just by doing the things you do. Finally, saving is effortless, motivating, and even a little fun.
Pick a goal. Any goal.
Saving “just because” is hard. That’s why Qapital uses real life goals instead of generic accounts — so you can stay motivated, track your progress, and celebrate success.
Set up a
savings “Rule”
Customize and automate your savings using "Rules". Rules turn the stuff you do every day into savings for your goals.
No fees
The app is totally free. The best things in life are.No worries
Qapital accounts are FDIC insured.
A new way to bank designed with your goals in mind.
From checking to Goals accounts, E-checks to Interest - Qapital has everything you need to start spending and saving more intentionally.
A jetpack for your goals.
Qapital helps people manage their money to achieve the Goals that matter most to them, big and small. For the big ones, we built Qapital Invest -- a tool designed to help people grow their money and reach their big Goals even faster.
Hundreds of thousands of happy users!
See what journalists think...
"Instead of restrictive negativity and budgeting, Qapital focuses on goals, and saving while you spend"
Read article"Qapital gives you control over how much and how often you save by having you set rules"
Read article"Qapital allows for a significant amount of personalization. You can make a rule to save the money you didn’t spend at Sephora this week, or to reward yourself for resisting taxis"
Read article"Customers who use Qapital's IFTTT integrations save about four times as much money as those who Don’t"
Read article"The bigger idea behind Qapital is to help drive behavioral change among its users"
Read article"Automated savings programs remove some temptation. We all look at our checking balance, and if we have a lot of money in it, we feel rich and we overspend"
Read article