Dreaming big?

The equation is simple – adding an investment portfolio to your savings set-up is likely to help you reach big goals, like a kid’s college fund, a lot quicker than *just* saving. In fact, it could be worthwhile to include investing as part of your saving strategy for anything that’s likely to take you more than three years to save for.

Invest on autopilot

We simplify investing because we handle all the nitty-gritty behind the scenes. Just choose one or more of the customizable Rules that also help our members become successful savers and you’ll soon be speeding toward your goal without even thinking about it.

Set & Forget

Set up recurring deposits to make savings automatic.

Payday

Save a percentage when you get paid.

Round up

Save the change when you swipe your card.

Guilty Pleasure

Save when you buy stuff you’re trying to resist.

Spend Less

Come in under budget and save the difference.

Freelancer

Save for Tax Day when you get paid.

52 Week

Save $1 week 1, $2 week 2 and so on for 52 weeks.

Apple Health

Reward yourself when completing health goals.

Set & Forget

Set up recurring deposits to make savings automatic.

Payday

Save a percentage when you get paid.

Round up

Save the change when you swipe your card.

Guilty Pleasure

Save when you buy stuff you’re trying to resist.

Spend Less

Come in under budget and save the difference.

Freelancer

Save for Tax Day when you get paid.

52 Week

Save $1 week 1, $2 week 2 and so on for 52 weeks.

Apple Health

Reward yourself when completing health goals.

A little patience can lead to big rewards

With an average annual return of 5%, and assuming you invest $20 a week for ten years, you’d earn $14,369 compared to $10,400 with a conventional savings account.

Explore how your money can grow:

Weekly deposit
Savings account
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Investment account after 0 years
$0 - 0

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A portfolio for every personality

Qapital’s pre-built portfolios are ideal for budding investors – give us a timeline and an amount you want to reach and we’ll supply you with a portfolio that matches the level of risk you’re comfortable with.

Very Conservative

You want to take on the market with the least amount of risk.

Potential risk & return

Fixed income 90% Equity 10%
US Short Treasury Bond (14%)
Global Aggregate Ex-US (14%)
Emerging Market Bond (7%)
US High Yeild Bond (7%)
US Aggregate Bond (27%)
US Corporate Bond (22%)
Foreign Large Cap (2%)
Emerging Market Stock (1%)
US REIT (1%)
US Mid Cap Value (2%)
US Small Cap Value (1%)
US Large Cap (3%)

Conservative

You want minimal risk and are happy with slow and steady returns.

Potential risk & return

Fixed income 70% Equity 30%
US Short Treasury Bond (10%)
Global Aggregate Ex-US (11%)
Emerging Market Bond (5%)
US High Yeild Bond (5%)
US Aggregate Bond (21%)
US Corporate Bond (18%)
Foreign Large Cap (6%)
Emerging Market Stock (3%)
US REIT (3%)
US Mid Cap Value (5%)
US Small Cap Value (4%)
US Large Cap (9%)

Balanced

You want to balance risk with the chance of a modest reward.

Potential risk & return

Fixed income 50% Equity 50%
US Short Treasury Bond (8%)
Global Aggregate Ex-US (8%)
Emerging Market Bond (4%)
US High Yeild Bond (4%)
US Aggregate Bond (15%)
US Corporate Bond (12%)
Foreign Large Cap (10%)
Emerging Market Stock (5%)
US REIT (5%)
US Mid Cap Value (9%)
US Small Cap Value (6%)
US Large Cap (15%)

Aggressive

You want high growth potential but accept high risk.

Potential risk & return

Fixed income 30% Equity 70%
US Short Treasury Bond (4%)
Global Aggregate Ex-US (5%)
Emerging Market Bond (2%)
US High Yeild Bond (2%)
US Aggregate Bond (9%)
US Corporate Bond (8%)
Foreign Large Cap (14%)
Emerging Market Stock (7%)
US REIT (7%)
US Mid Cap Value (12%)
US Small Cap Value (9%)
US Large Cap (21%)

Very Aggressive

You want the highest potential rewards but accept the highest risk.

Potential risk & return

Fixed income 10% Equity 90%
US Short Treasury Bond (2%)
Global Aggregate Ex-US (2%)
Emerging Market Bond (1%)
US High Yeild Bond (1%)
US Aggregate Bond (3%)
US Corporate Bond (2%)
Foreign Large Cap (27%)
Emerging Market Stock (11%)
US REIT (16%)
US Mid Cap Value (9%)
US Small Cap Value (9%)
US Large Cap (18%)

How we invest your money

We invest your money in low-cost funds that track segments of the global economy. Your portfolios will follow the market as a whole, so you don’t have all your eggs in one basket. Our investing approach is based on the Nobel Prize-awarded Modern Portfolio Theory which aims to minimize risk while maximizing reward.

Intelligent account management

We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions… so you don’t have to.

SIPC protection

Qapital Invest LLC’s brokerage services are provided by Apex Clearing Corporation, an SEC-registered broker-dealer and member of the FINRA and the SIPC.

Complete and Master members invest at no extra cost

The monthly membership price covers everything, so you don’t have to worry about any hidden costs or management fees. No surprises – just confident investing.

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The not-so-small print

Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Qapital Invest LLC (“Qapital Invest”) is registered with the SEC as a Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice.

Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. This content does not constitute a complete description of Qapital Invest’s investment advisory services. Brokerage services will be provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.

Contact: 245 Fifth Avenue, Suite 1610 New York, NY 10016. Email: support@qapital.com
Information provided by Qapital Support is for informational and general educational purposes only and is not investment or financial advice.
© Copyright 2019 Qapital Invest, LLC.