Feel good about investing.

Choose a strategy instead of stocks.

Get started

Qapital - Most Innovative App

Invest in your future

Invest on autopilot

No need to worry about buying and selling, diversifying or reinvesting — we do it all for you. And with zero management fees, we make it free to get started.

Be comfortable with the risks you take

Qapital’s pre-built portfolios are ideal for budding investors – give us a timeline and an amount you want to reach and we’ll recommend a portfolio to match your desired level of risk.

Reach future goals faster

By adding an investment portoflio to your savings set-up, you can reach bigger, long-term goals (like a kid’s college fund). Your money is likely to grow faster than it would by just saving.

Automate your saving and investing

We simplify investing by handling all the work behind the scenes. 
Apply Rules to your investment accounts and they’ll be funded in no time. These fun, creative Rules help stack up smaller amounts of cash over time, helping your money pile up even faster in your investment accounts.

A portfolio for every personality

Tell us your timeline and answer a few questions, then we’ll recommend a portfolio that fits your needs and wants.

Very Conservative

You want to take on the market with the least amount of risk.

Potential risk & return

Fixed income 90% Equity 10%
US Short Treasury Bond (14%)
Global Aggregate Ex-US (14%)
Emerging Market Bond (7%)
US High Yield Bond (7%)
US Aggregate Bond (27%)
US Corporate Bond (22%)
Foreign Large Cap (2%)
Emerging Market Stock (1%)
US REIT (1%)
US Mid Cap Value (2%)
US Small Cap Value (1%)
US Large Cap (3%)

Conservative

You want minimal risk and are happy with slow and steady returns.

Potential risk & return

Fixed income 70% Equity 30%
US Short Treasury Bond (10%)
Global Aggregate Ex-US (11%)
Emerging Market Bond (5%)
US High Yield Bond (5%)
US Aggregate Bond (21%)
US Corporate Bond (18%)
Foreign Large Cap (6%)
Emerging Market Stock (3%)
US REIT (3%)
US Mid Cap Value (5%)
US Small Cap Value (4%)
US Large Cap (9%)

Balanced

You want to balance risk with the chance of a modest reward.

Potential risk & return

Fixed income 50% Equity 50%
US Short Treasury Bond (8%)
Global Aggregate Ex-US (8%)
Emerging Market Bond (4%)
US High Yield Bond (4%)
US Aggregate Bond (15%)
US Corporate Bond (12%)
Foreign Large Cap (10%)
Emerging Market Stock (5%)
US REIT (5%)
US Mid Cap Value (9%)
US Small Cap Value (6%)
US Large Cap (15%)

Aggressive

You want high growth potential but accept high risk.

Potential risk & return

Fixed income 30% Equity 70%
US Short Treasury Bond (4%)
Global Aggregate Ex-US (5%)
Emerging Market Bond (2%)
US High Yield Bond (2%)
US Aggregate Bond (9%)
US Corporate Bond (8%)
Foreign Large Cap (14%)
Emerging Market Stock (7%)
US REIT (7%)
US Mid Cap Value (12%)
US Small Cap Value (9%)
US Large Cap (21%)

Very Aggressive

You want the highest potential rewards but accept the highest risk.

Potential risk & return

Fixed income 10% Equity 90%
US Short Treasury Bond (2%)
Global Aggregate Ex-US (2%)
Emerging Market Bond (1%)
US High Yield Bond (1%)
US Aggregate Bond (3%)
US Corporate Bond (2%)
Foreign Large Cap (27%)
Emerging Market Stock (11%)
US REIT (16%)
US Mid Cap Value (9%)
US Small Cap Value (9%)
US Large Cap (18%)

A little patience can lead to a large payout

Assuming you put $20 a week into your investment account and it grows 5% annually, you’d earn $14,369 after 10 years (compared to only $10,400 in a regular savings account).

Explore how your money can grow:

Weekly deposit
Savings account
$0
Investment account after 0 years
$0 - 0

$0

We’ve got you covered

Nobel Prize-awarded Modern Portfolio Theory

We invest your money in low-cost funds that track segments of the global economy. Your portfolios will follow the market as a whole, so you don’t have all your eggs in one basket.

Intelligent account management

Leave the work to us. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions… all so you don’t have to.

SIPC protection

Qapital’s brokerage services are provided by Apex Clearing Corporation, an SEC-registered broker-dealer and member of FINRA and SIPC. All of your investments are totally protected, and you’ll never be shut out of your account.

What our users say about investing with Qapital

“At this point I’ve used Qapital for almost 2 years and have saved for major life goals with the help of Qapital. I highly recommend this app for helping to make sure that you’re actually saving substantial parts of your income and investing over the long term. My investment accounts with Qapital perform better than any of my IRA or 401k accounts. I wish I could switch my investments and move them into Qapital.”

— Mlultra, App Store Review

Start investing with no management fee.

Get the app

FAQ

How can I learn more about investing?

We have plenty of resources on our blog about investing, and our app makes it easy to go through the steps. If you’re new to investing, we help you out by letting you choose a strategy that best fits your lifestyle.

Is my money safe? Will I lose money?

Your money is always safe and secure through our app. The riskier your stock portfolio is, the higher chance there is that you could lose money.

The not-so-small print

Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Qapital Invest LLC (“Qapital Invest”) is registered with the SEC as a Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice.

Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. This content does not constitute a complete description of Qapital Invest’s investment advisory services. Brokerage services will be provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.

Contact: 245 8th Ave, #1002, New York, NY 10011. Email: support@qapital.com
Information provided by Qapital Support is for informational and general educational purposes only and is not investment or financial advice.
© Copyright 2021 Qapital Invest, LLC