Investing

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Invest in your future

Invest on autopilot

No need to worry about buying and selling, diversifying or reinvesting – we do it all for you. And with zero management fees, we make it free to get started.

Be comfortable with the risks you take

Qapital’s pre-built portfolios are ideal for budding investors – give us a timeline and an amount you want to reach and we’ll recommend a portfolio to match your desired level of risk.

Reach future goals faster

By adding an investment portoflio to your savings set-up, you can reach bigger, long-term goals (like a kid’s college fund). Your money is likely to grow faster than it would by just saving.

Automate your saving and investing

We simplify investing by handling all the work behind the scenes. Apply Rules to your investment accounts and they’ll be funded in no time. These fun, creative Rules help stack up smaller amounts of cash over time, helping your money pile up even faster in your investment accounts.

Dream big, on your own or as a couple

Want to save together with a partner? We can help. Create shared savings Goals so you can contribute together and motivate one another. With the help of another person, your big-picture dreams can become reality.

A portfolio for every personality

Tell us your timeline and answer a few questions, then we’ll recommend a portfolio that fits your needs and wants.

Very Conservative

You want to take on the market with the least amount of risk.

Potential risk & return

Fixed income 90% Equity 10%
US Short Treasury Bond (14%)
Global Aggregate Ex-US (14%)
Emerging Market Bond (7%)
US High Yield Bond (7%)
US Aggregate Bond (27%)
US Corporate Bond (22%)
Foreign Large Cap (2%)
Emerging Market Stock (1%)
US REIT (1%)
US Mid Cap Value (2%)
US Small Cap Value (1%)
US Large Cap (3%)

Conservative

You want minimal risk and are happy with slow and steady returns.

Potential risk & return

Fixed income 70% Equity 30%
US Short Treasury Bond (10%)
Global Aggregate Ex-US (11%)
Emerging Market Bond (5%)
US High Yield Bond (5%)
US Aggregate Bond (21%)
US Corporate Bond (18%)
Foreign Large Cap (6%)
Emerging Market Stock (3%)
US REIT (3%)
US Mid Cap Value (5%)
US Small Cap Value (4%)
US Large Cap (9%)

Balanced

You want to balance risk with the chance of a modest reward.

Potential risk & return

Fixed income 50% Equity 50%
US Short Treasury Bond (8%)
Global Aggregate Ex-US (8%)
Emerging Market Bond (4%)
US High Yield Bond (4%)
US Aggregate Bond (15%)
US Corporate Bond (12%)
Foreign Large Cap (10%)
Emerging Market Stock (5%)
US REIT (5%)
US Mid Cap Value (9%)
US Small Cap Value (6%)
US Large Cap (15%)

Aggressive

You want high growth potential but accept high risk.

Potential risk & return

Fixed income 30% Equity 70%
US Short Treasury Bond (4%)
Global Aggregate Ex-US (5%)
Emerging Market Bond (2%)
US High Yield Bond (2%)
US Aggregate Bond (9%)
US Corporate Bond (8%)
Foreign Large Cap (14%)
Emerging Market Stock (7%)
US REIT (7%)
US Mid Cap Value (12%)
US Small Cap Value (9%)
US Large Cap (21%)

Very Aggressive

You want the highest potential rewards but accept the highest risk.

Potential risk & return

Fixed income 10% Equity 90%
US Short Treasury Bond (2%)
Global Aggregate Ex-US (2%)
Emerging Market Bond (1%)
US High Yield Bond (1%)
US Aggregate Bond (3%)
US Corporate Bond (2%)
Foreign Large Cap (27%)
Emerging Market Stock (11%)
US REIT (16%)
US Mid Cap Value (9%)
US Small Cap Value (9%)
US Large Cap (18%)

A little patience can lead to a large payout

Assuming you put $20 a week into your investment account and it grows 5% annually, you’d earn $14,369 after 10 years (compared to only $10,400 in a regular savings account).*

Explore how your money can grow:

Weekly deposit
Savings account
$0
Investment account after 0 years
$0 - 0

$0

*The performance results shown above are hypothetical and presented solely for purposes of illustration and do not represent the actual performance achieved by Qapital Invest, LLC or any of its clients. The actual performance achieved by a Qapital Invest client account may be affected by a variety of factors, including the initial balance of the account, the timing of additions and withdrawals from the account, modifications to the strategies to meet the investment needs or preferences of the client, the duration and timing of the investment, among other factors. In addition, the results do not represent the impact that material economic and market factors might have on a client’s portfolio. The graph above assumes a positive, 5% return on a client’s investment and is intended to illustrate the potential impact of compounding on a client’s investment returns over time. There is no guarantee that positive returns will be achieved in any client account and, in fact, a client may experience losses up to the entirety of the client’s investment. Past performance does not predict future returns.

We’ve got you covered

Nobel Prize-awarded Modern Portfolio Theory

We invest your money in low-cost funds that track segments of the global economy. Your portfolios will follow the market as a whole, so you don’t have all your eggs in one basket.

Intelligent account management

Leave the work to us. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions… all so you don’t have to.

SIPC protection

Qapital’s brokerage services are provided by Apex Clearing Corporation, an SEC-registered broker-dealer and member of FINRA and SIPC. Qapital investment accounts are protected by SIPC.

What our users say about investing with Qapital

“At this point I’ve used Qapital for almost 2 years and have saved for major life goals with the help of Qapital. I highly recommend this app for helping to make sure that you’re actually saving substantial parts of your income and investing over the long term. My investment accounts with Qapital perform better than any of my IRA or 401k accounts. I wish I could switch my investments and move them into Qapital.”

— Mlultra, App Store Review

The foregoing testimonial was given by a Qapital user. The user did not receive any form of compensation for providing the testimonial. The user is unaffiliated with us and their relationship with us as a user does not present them with any material conflicts in providing the testimonial.

FAQ

How can I learn more about investing?

We have plenty of resources on our blog about investing, and our app makes it easy to go through the steps. If you’re new to investing, we help you out by letting you choose a strategy that best fits your lifestyle.

Is my money safe? Will I lose money?

Your money is always safe and secure through our app. The riskier your stock portfolio is, the higher chance there is that you could lose money.

The not-so-small print

Nothing herein should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Qapital Invest LLC (“Qapital Invest”) is registered with the SEC as a Registered Investment Adviser. The information provided herein is for informational and general educational purposes only and is not investment or financial advice.

Past performance is no guarantee of future results. Any historical returns, expected returns or probability projections are hypothetical in nature and may not reflect actual future performance. This content does not constitute a complete description of Qapital Invest’s investment advisory services. Brokerage services will be provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.

Contact: 169 Madison Ave, #2002, New York, NY 10016. Email: support@qapitalinvest.com
Information provided by Qapital Support is for informational and general educational purposes only and is not investment or financial advice.
© Copyright 2023 Qapital Invest, LLC

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