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$3/ monthly

Set-and-forget saving. Solo or with a partner.

  • Save with your goals in mind

    • Create unlimited, personalized savings goals

    • Use fun rules to trigger automatic saving

    • Transfer money between goals easily

    • FDIC-insured up to $250,000

  • Share finances with a partner

    • Save for shared goals

    • Instant transfers & notifications

    • Keep track of who paid what

  • Manage your loans

    • See your loans in one place

    • Refinance your loans easily


$6/ monthly

Step up your game with spending and investing.

    All the benefits from Basic

    • Save with your goals in mind

    • Share finances with a partner

    • Manage your loans

  • Plus you'll get...

  • Spend smart, save smarter

    • Swipe and save with our VISA® debit card*

    • Pay yourself first with Payday Divvy

    • Track cash weekly with Spending Sweet Spot

  • Invest for big goals confidently

    • Tell us your timeline and goal amounts

    • Select an option based on your risk tolerance

    • Stay diversified with low-cost funds


$12/ monthly

Manage money like a pro without all the effort.

  • All the benefits from Basic and Complete

    • Save with your goals in mind

    • Share finances with a partner

    • Manage your loans

    • Spend smart, save smarter

    • Invest for big goals confidently

    Plus you'll get...

  • Discover your best financial self

    • Money Missions

    • First look at new features

The not-so-small print

*The Qapital Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC. 

Advisory services provided by Qapital Invest, LLC (“Qapital Invest”) an SEC-registered investment advisor. The information provided herein is for informational and general educational purposes only and is not investment or financial advice.

Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. This is not a complete description of Qapital Invest’s investment advisory services. For more details, click here. Brokerage services provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.

Contact: 169 Madison Ave, #2002, New York, NY 10016. Email:

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Qapital costs $0 for 30 days. After that, it’s about the same price as a cup of coffee.