Security

Save safely

We make security a top priority to ensure your data stays private and your money belongs to you.

image

FDIC-insured partner banks

Funds held in our member-FDIC banks are insured for up to $250,000 in accordance with federal regulations.

How we keep your money secure

Protecting your savings, investments, and personal data is always top-of-mind.

  • Encryption in transit and at rest

    All connections to Qapital are encrypted using TLS 1.2 or higher. Account and transaction data are also encrypted at rest with AES-256, ensuring your information remains protected both in transit and while stored within our infrastructure.

  • Identity protection

    To make sure that only you have access to your Qapital account, we built in extra identity protections including:
     

      Passcode Access
      Fingerprint ID
      Remote Lock
  • Account Verification

    We verify your linked bank account using login credentials and micro deposits. Transfers are never executed before we’ve established that you, yourself, own the account.

  • How we protect our systems

    Security isn't just features in the app. All Qapital team members use multi-factor authentication and least-privilege access to internal systems. Our security program includes an independent SOC 2 examination, regular vulnerability scanning, and third-party penetration testing of our applications and infrastructure.

image
Questions about security?
Check out the security FAQs for more info. If you still have security questions 
(or just want to talk to a human) you can always shoot us an email at:

Start your free trial

Qapital costs $0 for 30 days.* After that, it’s about the same price as a cup of coffee.

image