Your budget’s new best friend

The perfect partner to the Qapital app. With the Qapital Visa® Debit Card*, it’s easier than ever to see exactly where your money goes.

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Personalize your budget

The card unlocks access to Spending Sweet Spot, which helps you stay within a weekly budget. When you use your card, real-time notifications keep you on track.

Spend with peace of mind

Manage your day-to-day spending – all in one place. When you’re a Qapital Visa® debit cardholder, you can create a budget, withdraw cash, automate savings, and more in just a few taps.

Make instant, free transfers

Ready to book that trip, or need to cover an unexpected expense? You can transfer cash straight to your debit card and use it right away. No fees, no waiting.

Stress-free spending


Money can be complicated. And we think you should be able to enjoy your money without feeling guilty or anxious when you spend it.

The Qapital Visa® Debit Card and spending account are designed to help you spend smarter and budget with confidence.

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Tools to make managing your money fun

With the Qapital Visa® Debit Card, you unlock a ton of new features to help you save faster and get you closer to your financial goals. Cardholders get exclusive access to Spending Sweet Spot, Money Missions, and more. And if you and your partner are using Dream Team, it’s even easier to manage your money together.

Save while you spend

Automatically save and invest extra money when you use your card. You can round up the spare change every time you buy a latte, hit your daily steps goal, or shop online at your favorite stores to earn cash back — whatever motivates you.

Make an impact

With Greenpact, you can use your Qapital Visa® Debit Card to make environmentally smarter purchases. Track the carbon emissions of each transaction and get tips on how to spend in more eco-conscious ways.

Everything you need to make those money moves

  Contactless tap-to-pay

  No hidden fees

  Fee-free withdrawal from over 55,000 ATMs worldwide

  Digital wallet with Apple Pay, Google Pay, & Samsung Pay

Fraud and theft protection


Easy way to save money without thinking about it

I have tried to save money before but always withdrew from the savings for things till it was gone. With this app I save more and can use the debit card function to spend just a little instead of using it all. Love it. Highly recommended. Very easy to use too.

Tonedefme • 10 Jun, 2022

Best app for passive savings!

Save a little, save a lot. Round up, set up direct transfers.  Used this app for around 3 years or longer now, it’s been through several updates and each have made it better.  I have genuinely saved thousands of dollars using it, and can even put the savings into a Qapital debit card to use for purchases when it is time to reward myself.

birkie1 • 10 Jun, 2022

Saving Money Made Easy

I love this app! It has made saving and paying off bills easy. Link your bank info and choose how you want to save. It also gives you an option to invest and you can get a debit card to access your money quickly. I highly recommend.

mcarv • 10 Jun, 2022

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*The Qapital Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.