Save behind the scenes, without a second thought.
Save for your goals and achieve them with minimal effort.
Take advantage of microsaving. Qapital can round up each purchase, helping you set aside a bunch of small amounts of money rather than less frequent big chunks. You can do this through round-ups or automatic deposits.
We help you visualize your Goals – studies show you’re more likely to achieve them that way. By seeing your emergency fund or beach getaway every time you log in, you’re more likely to stay motivated to save for them.
Set up Rules to help fund your account – they’ll deposit money into your Goals automatically, so every time you trigger a function (like taking an uber or buying a coffee) we deposit a dollar amount and help you save.
Use Payday Divvy to break up your paycheck into categories. You can take care of the big-picture items (like rent and other monthly expenses) and leave a little extra leftover (for what really makes you happy).
Apply Rules to each of your Goals and they’ll be achieved in no time. These fun, creative Rules help stack up smaller amounts of cash, letting you save every time you get paid, swipe your card, buy a guilty pleasure, or even run a 5k.
Want to save together with a partner? We can help. Create shared savings Goals so you can contribute together and motivate one another. With the help of another person, your big-picture dreams can become reality.
Our priority is keeping your money safe, from multi-factor authentication to FDIC-insured accounts.
Need your money for something else? Even if you haven’t reached your goal amount, you can take out your savings anytime you want.
If you ever have questions about your account or pending transfers, our customer success team is here to help.
At Qapital, we’re all about automating finances to help you reach your goals. With our new Payday Divvy feature, you can automate payday and set…
Since 2015, thousands of Qapital members have used IFTTT to help them save toward their Goals. Now we’re taking our partnership to the next level…
“I’ve loved using Qapital over the years! It’s helped make small work of saving for big things. The “set it and forget it” nature makes it so I hardly have to think about it: rules are set, savings builds, and the next thing I know, I’m treating myself to something awesome!”
— mjrezk, App Store Review