Think less.
Save more.

Put money away automatically while you live your life. Just set a goal and watch your savings grow.

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100K+ 5-Star Reviews

Google Play

$3B+ Saved

FDIC insured

Saving made easy

Save for the future
  • Set goals and be motivated to save for them
  • Visualize trade-offs & long-term financial goals
  • Create emergency funds and safety-nets
Reduce your debt
  • Set aside money for specific debts
  • Reduce your recurring burdens
  • Gain financial freedom
Stay in control
  • Increase your money confidence
  • Better your financial education
  • Feel organized and in control
Play by the Rules

Apply Rules to each of your Goals and they’ll be achieved in no time. These fun, creative Rules help stack up smaller amounts of cash, letting you save every time you get paid, swipe your card, buy a guilty pleasure, or even run a 5k.

Dream big, on your own or as a couple

Want to save together with a partner? We can help. Create shared savings Goals so you can contribute together and motivate one another. With the help of another person, your big-picture dreams can become reality.

Saving with no surprises

Secure saving

Our priority is keeping your money safe, from multi-factor authentication to FDIC-insured accounts.

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Withdraw anytime

Need your money for something else? Even if you haven’t reached your goal amount, you can take out your savings anytime you want.

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Assistance at your fingertips

If you ever have questions about your account or pending transfers, our customer success team is here to help.

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We’ve helped users save almost $3 billion (and still counting!)

“I’ve loved using Qapital over the years! It’s helped make small work of saving for big things. The “set it and forget it” nature makes it so I hardly have to think about it: rules are set, savings builds, and the next thing I know, I’m treating myself to something awesome!”

mjrezk, App Store Review


How do Rules and Goals work?

Rules are science-backed ways to automate your savings. We have a ton of them—you can save a dollar every time you run, two dollars every time you buy a coffee, and 20% of your paycheck every time it hits your bank account… the list goes on. Goals are your specific savings accounts that you are funding.

How do I take out the money I’ve saved?

Transfers with Qapital are easy. Just click on the Goal you want to withdraw money from, transfer it out, and you can have it in your bank account in a few business days.

Get started with
a free trial

Qapital is free for 30 days.
Then it’s the same price as a cup of coffee.

Get started