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Qapital Everyday Referral Bonus Program

NO PURCHASE OR PAYMENT IS NECESSARY TO PARTICIPATE IN THIS PROMOTION. THIS PROMOTION IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR WHERE BONDING, REGISTRATION, OR OTHER REQUIREMENTS WOULD BE REQUIRED BUT HAVE NOT BEEN MET, OR WHERE THE METHODS OF PARTICIPATION SET FORTH BELOW WOULD BE DEEMED CONSIDERATION. ALL APPLICABLE FEDERAL, STATE AND LOCAL LAWS APPLY.

The Qapital everyday referral bonus program offers a cash bonus (the “Everyday Referral Bonus”) to Qapital users referring first-time Qapital account holders (each such first-time accountholder a “Referred User”) and to each Referred User. The Everyday Referral Bonus amount will be determined from time to time and disclosed in the mobile app. The Everyday Referral Bonus will appear in the form of a deposit in your Qapital account.

The referring Qapital account holder and the Referred User will receive the Everyday Referral Bonus once the Referred User makes a deposit to a Qapital goal and the Referred User’s account has been open and in good standing for 45 days with a successful membership payment processed. Qapital will consider a Qapital goal account in good standing when it has a positive account balance of at least $20 and an active, verifiable status.

To be eligible for the Everyday Referral Bonus, the people you refer must use your personal invitation code when they sign up. Employees of Qapital are not eligible for the Everyday Referral Bonus. An existing Qapital user cannot refer himself, herself, or any other account attributable to such existing Qapital user. The Everyday Referral Bonus amount is subject to change in Qapital’s sole discretion. Qapital reserves the right to modify, restrict, suspend, revoke, or terminate this referral bonus program or any Qapital user’s eligibility at any time.

Qapital, LLC provides, among other things, financial information to assist users in managing their finances and encouraging savings, through savings goals, savings rules, aggregation of financial data, a wallet view of income, expense and savings, and social goal sharing. Advisory services are offered by Qapital Invest LLC (“Qapital Invest”, together with Qapital, LLC “Qapital”). Qapital Invest is registered with the SEC as a Registered Investment Adviser. Brokerage services are provided to Qapital Invest clients by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC. Qapital is not a bank, nor is it a financial planner, broker or asset manager. The Qapital platform is merely a tool to assist you in your financial planning and decision-making. You are solely responsible for your savings, investment and spending decisions.