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The Round Up Rule: Save Your Change, Watch it Grow

9 Sep, 2015 | Qapital 101, Rules

Round up your purchases

Trying to save your change? Don’t let it gather dust in a jar, put those pennies and nickels to work. It’s easy to funnel your those coins toward your Goal with the Round Up Rule. Fact: Qapital users save $44 a month just by rounding up their change.

Here’s how the Round Up Rule works: We round up each of your transactions to the nearest dollar and put the change into your FDIC insured Qapital account. Simply connect your checking account and bank-issued credit cards, and set your savings Goal.

Here are four easy strategies to get you started:

Start small Set the Round Up Rule to round up your change to the nearest dollar. Check your Qapital account in a year and you’ll save $528.

Dial it up Feeling no pain? Try setting the Round Up Rule to round up your change to the nearest $2 or $3 and transform those coins into green.

Combine and conquer Add the Set and Forget Rule to your save your change strategy to grow some serious stacks. Start small and schedule a $5 automated weekly transfer and see how it feels.

All Together Now Saving for a bachelor party or girls-only weekend? Create a Shared Goal and everyone’s loose change will go to fund a fantastic weekend. (Don’t worry, your fellow savers can only see activities around your Shared Goal, they won’t see your personal savings profile or accounts).

Put money in its place

Master your money with the app that makes it easy to divvy up every dollar so you can balance what you want with what you need.

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Lindsay