Get your money
off your mind

Automate your financial plan with set-and-forget money tools that fit right into your daily life.

Get started

100K+ 5-Star Reviews

Google Play

$3B+ Saved


FDIC insured


Think less.
Save more.

Put money away automatically while you live your life. Just set a goal and watch your savings grow.

Start saving


Sit back, relax,
and invest

Set yourself up for the future with a ready-made investment plan that fits just right.

Start investing

Payday Divvy

Budget instantly
every payday

Save, invest, and set spending money aside the moment you get paid.

Start budgeting

Dream Team

Do money
better together

Invite a partner and team up on your finances. You decide what’s shared and what’s private.

Team up

Transparent, flexible, and secure

Transparent pricing

Our goal is to help you reach yours. No hidden fees and no surprises.

Cancel anytime

Never get penalized when deciding it’s not for you. We let you change your mind at any time.

Security you can trust

Our priority is keeping your money safe, from multi-factor authentication to FDIC-insured accounts.

As featured in

Discover “a secret savings weapon — an app that does the work for [you].”

“Qapital “weaponize[s] your psychology before you start making decisions.”

“What’s the advantage of the goals-based approach? It helps temper spending.”

See what our users are saying

Aimee R.:

“This is hands down the easiest way to save (and invest) money that I have ever come across in my life. I have never been great at saving and know nothing about investing, but this app does all the heavy lifting.”


“Only been using this app for 2.5 months and manage to save 200 bucks and not even missing the money.”

Sophia L.:

“Makes it easy to save because you don’t have to do it consciously. I have saved hundreds just using the round up rule.”

Jill M.:

“I am so glad I started using Qapital a few years ago. It’s amazing how much I’ve been able to save without really even noticing it coming out of my account.”


“I seriously do LOVE this app. I’m terrible at saving and Qapital makes it soooo easy! Making the goals and picking the rules is, sounds silly, but fun. Watching your savings grow makes you feel so accomplished.”

Monique E.:

Using Qapital allowed me to actually save up enough for a down payment for my house!


In just a couple of months, I’ve managed to save 25-50% of my goals. I’m surprised that I’ve saved this much without really changing my spending habits. I think that is so cool!

Elizabeth T.:

I love this app. It helps me save and I don’t even feel it. It has come in handy with emergency car expenses so many times.

Nosilla R.:

It’s really helping me with budgeting for my upcoming wedding. Highly recommend, my whole family uses this app now!

Jessica S.:

I absolutely love this app. I use my spare change to buy my crafts!


This app is a godsend. I have tried to find something that helps me save and this app does it.


I’ve been using Qapital for several years now, and thanks to this app, I’ve actually been able to build an emergency fund — and I literally have a rainy day savings (every time it rains I said five bucks haha)!

T Hart:

I love this app! It’s a great tool to save money and it’s easy to use. You don’t notice it coming out of your bank account and before you know it, you’ve reached your set goal!


Qapital has saved me so much money. Half the time I forget it’s there and am surprised by how much I have!

Get started with
a free trial

Qapital is free for 30 days.
Then it’s the same price as a cup of coffee.

Get started