Savings Stories

IFTTT

Product Features

Announcements

Behavioral Econ

Copyright © 2025 Qapital, LLC. All rights reserved. For full details, see Qapital’s [Terms and Conditions](/terms/) and [Privacy Policy](/terms/privacy-policy/).

Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.

Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC.

*Qapital will deduct a monthly membership fee after your free trial ends and you connect a bank account.

Any testimonials are provided by Qapital users. Views may not be representative, see more reviews at the App Store and Google Play Store.


Get the app

Have you tried setting IFTTT (If This Then That) rules to your goals? They work by connecting Qapital to other apps you love and make it even easier to save with Qapital. For instance, you can connect Qapital to your Fitbit app so that you save a set amount every time you reach your daily step goal. Simple, right? Even more simple – saving with it!&nbsp;&nbsp;&nbsp;Users with IFTTT rules save almost double over a 30-day period than those without them. In dollar terms, IFTTT users save an average of $407 in a month while for non-users the figure is $235.&nbsp;It’s a two-horse race for the most popular IFTTT rule, with Fitbit just edging out Uber. But it seems you guys like taking rides a little more than you like working out as Uber leads the way when it comes to the total number of actual savings events.&nbsp;&nbsp;<img src="Review_c02bf14764.png" alt="Review.png" width="498" height="263">&nbsp;There are nine ways to save with IFTTT:&nbsp;<ul><li>Facebook: Take advantage of your Facebook fixation by saving every time you post.</li><li>Fitbit: Reward yourself by saving toward a goal every time you hit your daily step goal.</li><li>Twitter: Give your goal a boost every time your favorite user tweets.</li><li>Square: Save toward a big dream every time you make a little sale.</li><li>Strava: Save for a vacation whenever you workout (you’ve earned it).</li><li>YouTube: Killing time watching videos? Now you can save every time you like one.</li><li>Finance: Playing the markets? Play to win by saving when the S&amp;P 500 Index falls.</li><li>Google Assistant &amp; Amazon Alexa: Say a certain phrase, save a certain amount. Certain savings!&nbsp;</li></ul>&nbsp;&nbsp;If you haven’t tried our IFTTT rules yet, it’s super easy to get started:&nbsp;<ol><li>Make sure you’ve signed up for our Complete or Premier membership</li><li>Choose one of your savings goals and tap “Add Rule”</li><li>Select one of the IFTTT Rules from the list and tap “Set up”</li></ol>&nbsp;Happy saving!&nbsp;&nbsp;Qapital, LLC is not a bank; banking services provided by Lincoln Savings Bank, Member FDIC, and other partner banks. Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Copyright © 2023 Qapital, LLC - All rights reserved.

thumbnail_Frame 5348-5.png

Frame 5348-5.png

IFTTT Rules are supercharging your savings!

<a href="https://today.yougov.com/topics/society/articles-reports/2023/02/09/americans-are-sticking-new-years-resolutions">About one-third of Americans</a> made a new year’s resolution in 2023. Among the top goals? Saving money.&nbsp;According to Dan Ariely, James B. Duke Professor of Psychology &amp; Behavioral Economics at Duke University, saving toward a goal is the key to successfully saving money. Dan told&nbsp;<a href="https://qz.com/540024/we-dont-save-for-the-future-because-we-lie-to-ourselves-this-app-might-change-that">Quartz</a> that people need to set money aside for a specific goal if they want to succeed in saving. You’re less likely to touch your saved money if you have an emotional connection to what you’re saving for.&nbsp;Whether you love new year’s resolutions or hate ’em, we’ve come up with five ways you can use Qapital to successfully save money for the things you want in 2024! You only need to call it a resolution if you want to.&nbsp;<h2>Save for taxes</h2>Use our automated Freelance Rule and never get caught short on your estimated taxes again. With just a few taps, you can set aside a percentage of each paycheck for Uncle Sam.&nbsp;<h2>Save while staying fit</h2>Qapital connects to Apple Health, FitBit and Strava. Each mile, step and target can translate into savings in your pocket.&nbsp;<h2>Save together using Dream Team</h2>If you have a goal you’d like to fund with a partner (like a down payment on a new home) you can invite them to join you. You can both track your progress, see how much money you need to reach your goal, and track how your money grows over time.&nbsp;<h2>Save while being unproductive</h2>Spending too much time on Facebook or Twitter? Take advantage of your social media addiction and save when you post on Facebook or when a user you follow tweets. It’s possible with Qapital’s IFTTT rules!&nbsp;<h2>Save $1,378</h2>Qapital uses automation to make the 52 Week Challenge a snap! During the first week of the challenge, you save $1. During the second week, you save $2, etc… At the end, you’ll have saved $1,378 without breaking a sweat. You can even reverse the challenge in the app!&nbsp;What are you planning on saving for in 2024? We’d love to hear about your financial goals for the year ahead. Tell us on Facebook or Instagram, tweet it to us @qapitalapp!&nbsp;&nbsp;Qapital, LLC is not a bank; banking services provided by Lincoln Savings Bank, Member FDIC, and other partner banks. Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Copyright © 2023 Qapital, LLC - All rights reserved.

Save More Money in 2024 - With or Without a Resolution!

The leaves have only just begun to fall — is it too early to think about holiday shopping?&nbsp;Before you groan, “It’s not even Halloween yet!” think about this: If you start saving for those holiday gifts now, you can end 2023 in the black, without adding a sleigh-full of credit card debt.&nbsp;According to&nbsp;<a href="https://www.lendingtree.com/credit-cards/study/holiday-debt/">LendingTree's holiday debt survey</a>, 35% of Americans took on yuletide debt in 2022. The average debt taken on reached $1,549, most said they didn’t intend to take on any debt, and more than 1 in 3 said their debt would take at least five months to pay off.&nbsp;Set a new savings goal in Qapital now and you’ll have enough money to pay cash for your holiday presents. Now that’s a reason for good cheer.&nbsp;Here are five ways to grow your holiday savings without spending all your gingerbread:&nbsp;<h2>Easy Does It</h2>Use the Set and Forget Rule to automatically put aside $50 every two weeks and you’ll have $200 by December 1. Add the Round Up Rule to round-up your change and you can add about $80 to that.&nbsp;<h2>Seasons Tweetings</h2>Social media savvy? Use our IFTTT rules to trigger savings every time you post on Facebook or when a user of your choice tweets. Example: Program Qapital to save $2 every time you post to Facebook. If you post 20 times a week for eight weeks, you’ll have $320 in time for holiday shopping.&nbsp;<h2>Climb the Chimney</h2>Use Apple Health to tie your fitness goals to your holiday shopping goals. Try saving $3 for every mile you walk for the next eight weeks. If you walk 2 miles a day, you’ll have $336 in your pocket — plus you’ll look great in that sweater your grandma always knits you.&nbsp;<h2>Slim down, Santa</h2>If you always end up spending more than you want to at your favorite lunch place, use the Spend Less rule. Set a budget of $20 (or whatever you find yourself normally spending) and every time you come in under that amount, the change goes straight into your holiday savings goal.&nbsp;<h2>Best holiday ever</h2>Want to get a big head start on Christmas 2024? Put the 52 Week Rule in place and you’ll have $1,378 by this time next year. That’s enough for plane tickets home, presents and even something nice for you. C’mon, you deserve it.&nbsp;&nbsp;Qapital, LLC is not a bank; banking services provided by Lincoln Savings Bank, Member FDIC, and other partner banks. Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. The information provided herein is for informational and general educational purposes only and is not investment or financial advice. Copyright © 2023 Qapital, LLC - All rights reserved.

IFTTT Rules are supercharging your savings!

Save More Money in 2024 - With or Without a Resolution!

5 Ways to Save Money For Holiday Gifts with Qapital

Features

About

Legal