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Save small. Live large.

Qapital gives you all the tools to become a modern money master. So you can put more of your money towards the stuff that really matters.

A card designed with your goals in mind.
Download
Download
Download
Download
Available for iOS & Android.
A card designed with your goals in mind. A card designed with your goals in mind.

Here's what you'll get...

  • With direct deposit, unlimited transfers and more
  • A debit card you can use anywhere**
    *Qapital Visa® Card issued by Lincoln Savings Bank, Member FDIC
    **Card can only be used where Visa is accepted
  • $
    To easily manage and monitor
 all your accounts
  • $
    Send real paper checks from your phone in seconds
  • %
    Your checking and goals accounts earn you money!
  • Checking accounts for Spending and Goals
  • A shiny new Qapital Visa® Card*
  • A beautiful, simple banking app
  • eChecks
  • Interest on all your accounts

Save with every swipe

Whenever you make a purchase, the card saves the change towards one of your savings goals.

Move in real time

  • Unlimited transfers between your Qapital accounts that happen in seconds, not days.
  • Real time transaction notifications so there are never surprises.
  • Always up-to-date account balance and transaction info.
  • Instant access to funds when you complete a goal.

Earn Interest on all
 your Qapital Funds

Qapital Card holders automatically earn interest on all the money in their Qapital Accounts. Hooray 🙌 for free money!

Security on lock

  • Top-notch security.
  • FDIC insured up to $250,000.
  • Fingerprint ID for added protection.
  • Remote card lock from your app.

Traditional
Bank

Qapital

Features

Checking Account
Traditional Bank
Qapital
Chip Enabled Debit Card
Traditional Bank
Qapital
Sending Checks
Traditional Bank
Qapital
Fraud Monitoring
Traditional Bank
Qapital
Remote card lock
Traditional Bank
Maybe?
Qapital
Goal-based Accounts
Traditional Bank
No
Qapital
Required opening deposit
Traditional Bank
$25+
Qapital
$0

Fees

Annual/Monthly Fees
Traditional Bank
$10+/Month
Qapital
None.
Overdraft Fees
Traditional Bank
$30+
Qapital
Nope.
Minimum Balance
Traditional Bank
Yes
Qapital
Nada.
Negative Account Balance Fee
Traditional Bank
$15 every 5 days
Qapital
No way.
Chart is for comparison purposes only. Actual Bank charges may vary.