Debt Wrangler™

Get a handle on student loans

Whether you’re looking to be debt-free, lower your monthly payments, or understand how much you owe, Debt Wrangler can help get you there.


Know your loans

See your interest rates, payments, and balances in one place so you can make a realistic plan to manage your debt.

See where you could save

Explore options like auto pay and refinancing that could reduce your interest and save you money over time.

Make each payment count

We’ll help you decide which loans to pay off first, how long they’ll take, and ways to get there faster.

The not-so-small print

Qapital is not a student loan provider or servicer. Qapital has partnered with Spinwheel to allow borrowers to access their own student loan data and receive related services and AI powered insights.


Simple, safe, secure

  • FDIC insured up to $250,000

  • Best-in-class ID verification

  • Honest pricing, no hidden fees

Start your free trial

Qapital costs $0 for 30 days. After that, it’s about the same price as a cup of coffee.